Expenses
Expense Model Settings
These settings control how your living expenses are calculated based on your savings goals.
%
Target savings as % of gross income
%
Minimum living expenses as % of income
$
Absolute floor for annual living expenses
%
Living expenses won't drop below a % of your typical peak earning years
* Dollar values are in today's dollars and will be adjusted for inflation.
Add One-Time or Recurring Expense
Add specific expenses like college tuition, medical costs, or planned purchases. These are in addition to your base living expenses calculated from the model above.
Expenses Breakdown (Today's Dollars)
| Year | Age | Living Costs | Other Expenses | Housing Cash Flow | Debt Cash Flow | Total Expense Cash Flow | After-Tax Income | Total Assets |
|---|---|---|---|---|---|---|---|---|
| 1 | 41 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 2 | 42 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 3 | 43 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 4 | 44 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 5 | 45 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 6 | 46 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 7 | 47 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 8 | 48 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 9 | 49 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 10 | 50 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 11 | 51 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 12 | 52 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 13 | 53 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 14 | 54 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 15 | 55 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 16 | 56 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 17 | 57 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 18 | 58 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 19 | 59 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 20 | 60 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 21 | 61 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 22 | 62 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 23 | 63 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 24 | 64 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 25 | 65 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 26 | 66 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 27 | 67 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 28 | 68 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 29 | 69 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 30 | 70 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 31 | 71 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 32 | 72 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 33 | 73 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 34 | 74 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 35 | 75 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 36 | 76 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 37 | 77 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 38 | 78 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 39 | 79 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 40 | 80 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 41 | 81 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 42 | 82 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 43 | 83 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 44 | 84 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 45 | 85 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 46 | 86 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 47 | 87 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 48 | 88 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 49 | 89 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 50 | 90 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 51 | 91 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 52 | 92 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 53 | 93 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 54 | 94 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 55 | 95 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 56 | 96 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 57 | 97 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 58 | 98 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 59 | 99 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| 60 | 100 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
